There are Commercial Banks, Savings and Loans, Credit Unions, Mortgage Bankers and Mortgage Brokers. Each offers different interest rates and closing costs. There are so many options that it can make your head spin. Which one is best for a home loan? I know where to find out!

The lending industry uses terms like: Points, Rebates, Secondary lender, Primary lender, qualifying ratios, back end fees, junk fees, reserve accounts, funding fees, document preparation fees, Reverse Mortgage, PMI, NIQ, Equity Ratios and Bi-weekly Mortgages -- AAAAHHHHH!! There are more terms than lines on this page. Do you understand all of these terms? Don't feel lost or alone because most borrowers and Real Estate Agents don't either.

Have you ever heard the term, "No fee loan?" Let an Insider tell you something - You really do pay the loan fee, the banks just hide it. If you don't understand the terms or the methods employed by banks, most will take advantage of you.

If you understand way the bankers do business and some of the terms they use, you can protect yourself from costly mistakes or paying too much money for a loan. Over the years I've grown to dislike most banks because of the way they operate (always to their benefit). So I created four (4) reports that answer the most often asked questions, explain the mis-understood aspects of the business, and list some great ways to shop for a loan. I even threw in a free report describing many of the terms used in banking. Giving you the inside scoop on the business and pointing out the little games Bankers play on borrowers is my revenge against the system. HEE!HEE! I'm starting to like this web page.

Take a look at a summary of the various reports and see what sort of knowledge, your Real Estate Advisor can provide!



INSIDER KNOWLEDGE REPORTS: